Fees & Insurance

Fees Policy

My fees are usual, customary, and reasonable. My rates fall mid-way between the highest and the lowest in central Alabama, with the most therapists charging about the same as I do.

Fee Schedule: 55 Minutes 45 Minutes 30 Minutes
$150 $100 $75

Immigration related clinical evaluations are billed as a package which includes multiple appointments, writing the detailed report, and delivery to you or your attorney. Please call for more information.

Additional Fees
Missed Appointments: If you miss your appointment without giving at least 24 hours advance notice, I reserve the right to charge a $75 missed appointment fee.
Telephone Consultation: While I do not charge for calls to manage administrative or informational issues, when the situation requires telephone clinical consultation with you, there will be a charge of $35 for each 15-minute segment or partial segment.
Consultations with other people, in person or by telephone on your behalf (with your prior knowledge and agreement) are charged $35 per 15 minute segment or partial segment.
Emergencies or In Home appointments: If you have an urgent or complex need that cannot be postponed until a scheduled appointment, an immediate emergency appointment will be arranged and billed at $150 for the first hour and $50 per additional 30 minute segment. Some of this may be billable to insurance. In-Home appointment fees include travel time to and from the office.

Payment Schedule And Methods

  • I accept cash, money orders, and most credit and debit cards. I also accept checks from clients with established therapy relationships.
  • Payment is due at the time services are rendered, unless other arrangements have been made in advance.
  • Rather than interrupting your therapy, please let me know as soon as possible if temporary financial problems make it difficult to continue.

How Insurance Works

While my fees are considered usual, customary, and reasonable by most insurance companies, they usually reimburse at a rate that is below current standards. I emphasize that my financial relationship is with you and not with your insurance company. All charges are your responsibility from the date the service is rendered.

I accept some insurances and take some EAP patients. Please discuss your insurance when we make our initial appointment to be sure you are covered and that I am an authorized provider. Consult your insurance customer service to be sure.

I am in-network with a few insurance companies, including Medicare, and I accept assignment of benefits. This means I accept their allowed payment directly from them, and you pay the co-pay or co-insurance at the time of your appointment. Though these payments together are less than my normal fees, I have decided to accept that amount.

For other insurance companies, I am considered out-of-network. Many of these allow you to bill for my services, usually with a higher copay. I do not accept assignment for these companies. You will pay my full fee and I will give you a receipt that you can use to bill them yourself. Their reimbursement will come to you directly.

Please understand that insurance providers will only cover services that are declared to be “Medically Necessary”. This means there will be a specific medical/mental health diagnosis. (e.g. anxiety disorders, depression, substance abuse, etc.)

Couple’s counseling, marriage counseling, and personnel growth counseling do not qualify for medical necessity unless there is an underlying diagnosis being treated. Immigration related evaluations are not covered by insurance.

Private Pay
When insurance does not cover the services you need, or if you do not have insurance, you will have to pay out of pocket for services. Additionally, here are good reasons to consider electing to pay directly instead of using your insurance.